From as little as £77* per year

Motorbike Insurance

Never heard of us? Did you know we are actually one of the fastest growing brokers in the UK? We compare prices from some of the top UK motorcycle insurers to offer you the best motorbike insurance.

Over 13,600 people already trust us with their motorbike insurance. Our cover and price is flexible to suit a wide variety of budgets. We understand that some customers like to compare motorbike insurance quotes online, so we give you access to a panel of top insurers where you can select which policy suits you best.

GoSkippy offers you cheap motorbike insurance that still covers all the necessary requirements. We protect you against any eventuality and you can find everything you need in one place. We have three levels of insurance cover for your bike, including; Provisional cover, Third Party, Fire and Theft and Comprehensive.

Motorbike insurance is a legal requirement in the UK. Before hitting the open road make sure you have the correct bike insurance cover. We understand that every rider and every bike are different. So, whether you are a motorbike enthusiast or simply enjoy escaping for leisurely weekend rides, we have the right cover for you. Compare quotes and get your cheap motorbike insurance today with GoSkippy! You can also find us on top bike insurance comparison sites.

What is motorbike insurance?

There’s no simpler way to put it; motorcycle insurance is like car insurance but for your motorbike. Like car insurance, depending on your level of cover you are protected against anyone being injured in an accident, your motorbike being stolen or damaged. Like car insurance it is a legal requirement to have motorbike insurance if you ride a bike on a public road. The minimum level of cover required by law is Third Party Insurance.

Why choose GoSkippy?

Competitive rates – We want our customers to be able to compare the best bike insurers. We have access to a panel of insurers so you can compare motorbike insurance directly through GoSkippy. Find a policy which suits your needs and budget best.

Versatile – Whether you are an avid motorcycle enthusiast, own a high-performance super bike or drive a moped on your daily commute to work, we have the ideal motorbike insurance product for you.

Optional extras – We have a range of motorbike insurance add from helmet and leathers cover which will replace leather damaged beyond repair and RAC bike breakdown cover. We can create the perfect package to suit your motorbike needs.

24/7 policy access – You can take control of your bike insurance policy day or night. Log into your online customer portal. Here you can check or make changes to your cover. You can request and send documents and have peace of mind that your cover is up to date.

Self-help service – If you are in a rush, we have a fantastic ‘self-help’ service. Here you can find answers to your questions about your insurance without having to call in.

Online customer service – You can also find help through live chat. Our team of our customer service agents are ready and waiting to help you with your bike insurance. You can chat with our agents from 9am – 8pm Mon-Fri. 9am – 6pm Saturday.

Get a cheap motorbike insurance quote today from as little as £77 per year*

*Based upon our lowest paid premiums from our panel of insurers in February 2022.

Motorbike insurance frequently asked questions

Are my motorbike leathers covered?

This is not included in standard cover. We do offer an optional extra for helmet and leathers cover. This will repair damaged helmets and clothing and where leather are beyond repair, we will replace them.

How old do I have to be to ride a motorbike, moped or scooter?

You are legally required to be 16 year old to ride a motorbike. You will first need to apply for a provisional licence, followed by completing your CBT.

What is a CBT?

A CBT is your Compulsory Basic Training, which is a course you need take to be able to ride a motorcycle on public roads. You can find out more on getting a motorbike licence here.

Can I use my No Claims Bonus from my car policy?

No, unfortunately you cannot transfer car No Claims Discount from your car insurance onto your bike policy.

Am I covered to ride another person's bike?

This will depend on the level of cover purchased and the term of your chosen policy. Check your certificate of motor insurance. This will tell you whether your policy covers you while you are riding any other motorcycle. Log in to the portal to find this.

My bike has modifications, can I still get cover?

This will depend on the modifications. Details of modifications will need to be referred to the insurer to confirm if they will cover the bike or not.

Can I carry passengers?

We do offer pillion cover with some of our policies. If you are covered to carry pillions, it will be stated on your certificate of motor insurance.

How do I get bike Insurance?

You can receive a bike insurance quote directly through us online. You can also give us a call or find us on bike insurance comparison sites.

Getting a motorbike insurance quote doesn’t have to take all day. By ensuring you have the details of your motorbike, getting a quote and comparing bike insurance can take minutes. For a quote you will need;

Your bikes registration number as this will give us all the information we need to get you your quote. Don’t worry if you don’t know this, we have and “I don’t know my registration number” option. We can still find your bike if you have the make, model and year.
We will need information about you (the driver) and any other named driver. this includes date of birth and any previous claims/ convictions information.
If you have any years of NCD we will also want to know about this.
We will need you to let us know when you would like your cover to start.

How much is motorbike insurance?

All motorbike insurance quotes are generated based on the individual policyholder and their motorbike. When taking out a quote, we will ask a series of questions to find out what type of cover you require, including the make and model of your bike, your driving history, and any previous claims or convictions. The quote generated will be the best price we can offer based on the information you have provided.

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What do I need to get a bike insurance quote?

To ensure that we can get you a quote as quickly as possible please make sure you are able to answer the following questions:

What is make and model of your motorbike?

It would of course be helpful if you had your registration number, however, we understand that this isn’t always possible, you may not have bought the bike yet or you may just not be sure of the registration. If you do know your motorcycles registration number we will be able to fill out some of the information for you. If you don’t know it we will still be able to help you, you will just need to know the make, model and year of the bike.

Has your bike have any modifications since manufacture?

If so, we need to know this as it may affect your premium. If you are unsure of this, you can check whether your bike is fitted with any modification by referring to your vehicle log book.

How long have you held your motorbike licence for?

It is so important that this is entered accurately, we will need to know how long you’ve had you licence for in years and months. You can check your driving licence for the exact date you passed your test.

What year was your motorbike manufactured?

You can find this information in your vehicle registration documents (V5C log book) or by checking on the DVLA website.

Have you had any claims or convictions in the last 5 years?

We need to know if you’ve had any incidents, accidents or claims or convictions over the last 5 years, regardless of fault. We will also need to know if any named driver has had any claims or convictions regardless of fault.

Does your motorbike have any security devices fitted since manufacture?

If you don’t know this, you can check whether your vehicle has been fitted with a security device by checking your vehicle log book.

Do you know the value of your motorbike?

Your motorbike value is dependent on mileage, condition and age. Bike value plays a part in calculating the cost of your bike insurance. This may not be information that you know off the top of your head, but there are many websites that can help you estimate the value of your car.

Eligibility

If you are investing in a motorcycle or scooter you should familiarise yourself with the eligibility criteria. Check what is needed before you run through a competitive quote online or speak to one of our sales agents.

To ensure our insurers and credit providers have the necessary facts. They need to assess your insurance risk and verify your identity, to help prevent fraud. It is important that you provide accurate information about yourself and your motorbike. Please take reasonable care to answer all the questions. Please answer honestly and to the best of your knowledge. Your policy may be cancelled or your claim rejected and not fully paid if questions are not answered correctly.

You and any other driver

Are aged between 17-74.
Hold a valid UK or EU driver’s licence, and are permanent residents in the UK. Please note, our insurance policies are for UK residents only.
Do not have any non-motoring convictions which are not spent under the Rehabilitation of Offenders Act.

Have never been refused insurance. Or had special terms or cancellation imposed on previous insurance policies.

Your no claims bonus

Has been earned in the UK from a private bike policy, and is not being used on another vehicle.
Your no claims bonus is no more than 2 years old.

Optional Extras

We give you the opportunity to upgrade your motorbike insurance policy. We have a number of optional extras including; helmet and leathers, key cover, RAC bike breakdown, legal expenses, substitute bike cover.

Helmet and Leathers cover from £50.99

Repair damaged helmet or clothing
Replace leathers damaged beyond repair
Up to £1,500 of cover per annum (exclusions apply)

Replacement vehicle cover from £23.99

A hire vehicle will be provided if your vehicle is stolen. Or damaged or deemed un-drivable after an accident with another vehicle.
Replacement vehicle provided if your vehicle is stolen. Or immobilised as a result of an attempted theft, vandalism, or criminal damage.
24-hour helpline, so you can speak to us day or night.

Types of motorbike insurance cover

What does comprehensive insurance offer?

This covers you against any accident that you may have, whether it’s your fault or not. This includes damage caused to your bike when it is unattended, such as a vandalism incident or a hit and run. However, whether or not it is your fault, claims can result in loss of No Claims Bonus, so check before you claim. Comprehensive cover also covers your legal liability to third parties. This includes damage to their vehicle. Or compensation for injuries sustained if the accident was your fault. The cover extends to fire damage to your bike, or damage arising out of the theft or attempted theft of your bike.

What does Third Party, Fire and Theft insurance offer?

Your legal liability to third parties is covered. This includes damage to their vehicle or compensation for injuries sustained if the accident was your fault. The cover also extends to fire damage to your bike. Or damage arising out of the theft or attempted theft of your bike.

What does provisional insurance offer?

As younger drivers are statistically more likely to be involved in accidents. They have a limited amount of experience driving it is important that they are insured. Provisional insurance offers teenagers and young people and older provisional drivers. Cover until such time that they pass their drivers licence. GoSkippy offers competitive quotes and low monthly premiums. Especially if a more experienced motorist, such as a parent is the main driver on the provisional policy.

We are always here to help

We have a fantastic online customer service team; chat to our motorbike insurance experts on live chat. They can assist you with all of your insurance questions.

Visit our self help service by clicking the icon to the bottom-right of this website. Select motorbike insurance.

Speak to one of our insurance experts by calling customer service on: 0344 776 5748

Did you know that most of our customers save time by purchasing a policy online quickly and easily via our website, GoSkippy.com. There is a small admin fee of £20 to purchase a policy over the phone, which will be added to the annual policy arrangement fee.

*Based upon our lowest paid premiums in February 2022.

What can I do?	Car	Van	Bike	Home
View your policy documents
Upload documents to validate your policy
Report a claim*
Make changes like adding a driver, changing address, or upgrading cover*

Fees included if cancelled	Before policy starts	Within 14 days of policy starting	After 14 days of policy starting
Cancellation fee	£25	£35	£75
Policy Arrangement Fee	None	Pro-rata amount	No Refund
Number of days on cover	None	Pro-rata amount	Pro-rata amount
Direct debit set up fee (If DD has been collected)	None	£45	£50
Full premium of any add-ons on policy excluding RAC**	None	None (Unless a claim has been made)	No Refund**

Cancellation fee	£35
Policy Arrangement Fee	Pro-rata amount
Number of days on cover	Pro-rata amount
Direct debit set up fee (If DD has been collected)	£45
Full premium of any add-ons on policy excluding RAC**	None (Unless a claim has been made)

Cancellation fee	£75
Policy Arrangement Fee	No Refund
Number of days on cover	Pro-rata amount
Direct debit set up fee (If DD has been collected)	£50
Full premium of any add-ons on policy excluding RAC**	No Refund**