- Combined Buildings & Contents
- Buildings Only
- Contents Only
We also offer a wide range of policies, from our panel of insurers, that will cover:
- Unoccupied properties
- Landlords – buy to let
- Specialist policies that will over – subsidence, landslip, heave, convictions and flooding
We understand that your home may be your most valuable asset so it’s important we get the right cover for you. Compare home insurance quotes with GoSkippy and get cheap home insurance cover today. You can also find us on top home insurance comparison sites.
Why Choose GoSkippy Home Insurance?
GoSkippy provides cheap home insurance. Our excellent range of optional extras allows you to customise your cover. Compare home insurance with us and let us find the best policy for you.
We offer home emergency extension cover. This protects you against any boiler breakdowns, sudden leaks, failure of water, gas or electricity supply. As well as worldwide all risk insurance to cover your possessions aboard, for extra security.
Create your perfect house insurance package with our range of insurance more products. These include legal cover, key cover, appliance cover and home emergency cover.
If you are in a rush, we have a fantastic ‘self-help’ service. Here you can find answers to your questions about home insurance without having to call in.
Online customer service
You can also find help through live chat. A team of our customer service agents are ready and waiting to help you with your home insurance. You can chat our agents from 9am – 8pm Mon-Fri. 9am – 6pm Saturday.
We give you access to a panel of insurers. You can compare home insurance direct through us. Find a policy which suits your needs and budget best. Get your home insurance quote today from as little as £56 per year*
*Based upon our lowest paid premiums from December 2018.
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Frequently Asked Home Insurance Questions
What does home insurance cover?
Home Insurance is a form of property insurance the covers any damages or losses to your home. We have three main types of cover. We offer buildings insurance, contents insurance and combined buildings and contents. Home and contents insurance do not necessary provide the same cover.
Why do I need home insurance? And do I have to have it?
Home Insurance gives you peace of mind. Unlike driving a car, you can own a home without household insurance. If you have bought your home with a mortgage. Your lender will ask you to have home insurance coverage to protect your home. It can be expensive to cover the costs of replacing items in the event of a burglary or fire.
Contents insurance covers any item that is not part of your home. Including goods, furniture and other valuables.
What is accidental damage cover?
Accidental damage covers possessions against damage caused by acts of negligence. For example, spillages and breakages in the home.
Will my personal items be covered away from the home as standard on the policy?
You can increase your cover by adding our all-risk cover. This means your personal possessions are covered outside of your home. This is an extra fee. Unfortunately, it is not included in your standard policy.
How do I know how much cover cover I need?
What is the difference between buildings and contents insurance?
- Glass (Internal Doors)
- Home entertainment equipment (audio, desktop computers)
Can I get buildings insurance if I do not own the property?
No, you do not need building insurance if you do not own the property. his falls under the responsibility of the property owner.
How do I get home insurance?
You can get a home insurance quote with us direct online. Or you can call us or find us on home insurance comparison sites. When you do take out a quote we will ask a series of questions. You must provide correct accurate information. This is so our insurers and credit providers have the necessary facts to calculate your insurance risk.
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- Please be aware that our home insurance policies are for UK residents and UK properties only.
- You must be a home owner to take out buildings cover.
- You can’t have any extra products unless it’s your permanent house.
- You must be 18+ years old
We give you the option to upgrade your home insurance with a number of optional extras including:
- Legal cover
- Key cover
- Appliance cover
- Home emergency
Home emergency cover from £50.99
- Covered for burst pipes or sudden leakage
- Failure of domestic water mains supply or electrify supply
- Total failure or breakdown of your primary heating system
- Roofing, down piping or guttering failing and further water damage
- 24-hour emergency help
Appliance cover from £34.99
- Cover for your cooker, microwave oven, fridge/freezer and washing machine
- Unlimited access to a claims helpline to access policy service
- If an appliance is beyond repair, we will supply a replacement
- £500 cover for labour, parts, callout charges and VAT for each claim
Types Of Home Insurance Cover
What does buildings and contents insurance offer?
What does buildings only insurance offer?
What does home contents insurance offer?
Having contents insurance is a must for ensuring that you have peace of mind when you leave your home. Contents cover insures all the material goods in your home. This does not form part of the building’s structure. This may include your furniture and appliances. In short, everything which matters most to you.
We are always here to help
We have a fantastic online customer service team. Our home insurance experts can assist you with your home insurance questions on live chat.
Prefer to find the answers yourself? Visit our Self Help service by clicking the icon to the bottom-right of this website.
Alternatively speak to one of our home insurance experts by calling customer service on: 0344 776 5311
Did you know that most of our customers save time by purchasing a policy online quickly and easily via our website, GoSkippy.com. There is a small admin fee of £10 to purchase a policy over the phone, which will be added to the annual policy arrangement fee.
*Based upon our lowest paid contents only premiums from December 2018