Car Insurance
Never heard of us? We are actually one of the fastest growing brokers in the UK.
What does this mean for you?
This means that you can choose GoSkippy with confidence. Our user-friendly website makes it easy for you to get cheap car insurance quotes online. Over 280,000 people already trust us with their car insurance because we are both affordable and reliable. We also bring you excellent customer service and a large choice of optional extras.
GoSkippy offers car insurance with a number of policy options to suit a variety of customers and budgets. We offer comprehensive and third party, fire and theft cover. To find out what cover will suit you best, click here to read more.
5* Expert Ratings!
Our products have been designed to blend both affordability and product excellence. As a result we are proud to confirm that our Southern Rock and Watford car insurance policies are 5-star Defaqto rated.
Why choose GoSkippy Car Insurance?
Low priced
GoSkippy provides you with cheap car insurance in addition to giving you the choice to personalise your cover.
Optional extras
We have a large selection of Insurance Add ons such as RAC breakdown cover and legal protection, so we can build the complete package for your requirements.
24/7 policy access
Take control of your insurance, visit GoSkippy website and log into your Online Customer Portal, which can be accessed 24/7. Here you can make changes to your cover, request and send documents and have peace of mind that your cover is up to date.
Self-help service
If you are short for time, we have a excellent ‘self-help’ service where you can find answers to your questions without having to pick up the phone.
Online customer service
Find help through our social media sites, we have a team of our customer service agents who are ready and waiting to help you with your policy.
Competitive rates
Take out your Car Insurance quote today from as little as £128.08 per year*
What Do I Need To Get A Car Insurance Quote?
We understand that getting a car insurance quote can sometimes be quite stressful, however here at GoSkippy we have made it quick and easy for you to get a quote. You can receive a quote direct online, alternatively you can give us a call.
To help you prepare for purchasing your insurance, we have listed the information you will need to hand when you start your insurance quote:
1.Your Car details
We will need to know some information about your car. If you know your registration then our system will automatically fill in the majority of the car details for you. Do not panic if you do not know your car registration, just select ‘I don’t know my registration number’ and you will just need to enter the make, model and the year it was made manually and we will do the rest for you.
2. Driver information
As well as your car details, we will request some personal information about all drivers on the policy, including names, date of birth and driving licence details. We will also need to be aware of any motoring claims or penalty points you or your name drivers may have. We will ask for details of any claims or motoring within the last 3 years and motoring convictions within the last 5 years.
3. Your no claims discount
We want to help you reduce the cost of your car insurance, so be sure to enter your correct amount of no claims discount you have earned. Your no claims discount is based on the amount of years have been driving with zero claims. The higher your no claims discount is, the better premium you will receive. You should be able to find this om your previous insurers policy documents.
4. Your policy start date
It is important that we know when you would like your policy to start. Please have this in mind when starting your quote. An incorrect start date may affect your premium.
Our Happy Customers
Don’t just take our word for it
Frequently asked questions
Will GoSkippy match competitors price?
Can I drive other cars whilst on third party only cover?
Do I have to tell you about previous conviction(s) and offence(s)?
Do you accept foreign licences?
What should I do in the event of an accident?
- You can report you claim online quickly and easily or contact our Claims Team on 0344 840 9503
- Remain calm
- Don’t accept liability
- Exchange details with the other party (including names, phone numbers and address, make, model and registration number of the vehicle, and details of their insurance company).
- Take down details of any witnesses or police officers that attended the scene
- Take photos if you can
- Send us any documentation you receive to do with the accident
Do I have to inform you if I am going to Europe on holiday, do I need a green card? Also, do I need to pay for cover abroad?
Have more questions about car insurance? Visit our FAQ’s
Car Insurance Optional Extras (Add Ons)
GoSkippy make is easy for you to upgrade your Car insurance with a range of add ons including Legal Expenses, RAC breakdown cover, Misfuelling, Windscreen cover, Key cover, Excess Protection and Replacement Vehicle cover.
Legal Expenses
Protect yourself from any unexpected legal costs…
For as little as £25.99 per annum you will be covered for up to £100,000 for a panel of solicitors to assist you in recovering any money you’ve paid out following a car accident where the other driver is at fault.
This will provide for Legal Costs to pursue damages where another driver has caused you injury or death, or you’ve had to pay your policy excess or any other expenses.
Legal costs to defend against prosecution where you have committed an offence while using your vehicle (where there is a reasonable chance of a successful outcome).
Legal costs to protect you where your vehicle’s identity has been cloned by someone else without your permission.
24-hour legal advice helpline so you can talk to one of our experts at any time about any legal concerns you have.
Standard policy exclusions apply, full details are available in the policy documents.
Replacement Vehicle Cover
Making sure you don’t have to fall back to public transport….
For £33.99 per annum you will be provided with a replacement vehicle for up to 14 days. You will be covered whether your vehicle is un-drivable or written off, excluding when your vehicle has broken down.
A hire vehicle will be provided if your vehicle is stolen, or damaged or deemed un-drivable after an accident with another vehicle.
Replacement vehicle provided if your vehicle is stolen or immobilised as a result of an attempted theft, vandalism, or criminal damage.
24-hour helpline, so you can speak to us day or night.
Standard policy exclusions apply, full details are available in the policy documents.
Breakdown Cover
Don’t leave yourself stranded at the roadside…
With GoSkippy breakdown cover you will receive RAC roadside assistance 24 hours a day 365 days a year. RAC breakdown patrols fix four out of five vehicles at the roadside, within an average of 30 minutes. And their patrols carry over 500 parts and tools, including a universal spare wheel, to get you moving again.
RAC Roadside & Recovery – £55.99 per annum Free vehicle repair at the roadside and if they can’t fix your vehicle it will be recovered to a destination of your choice, providing you are more than ¼ of a mile from your home.
No Call out charges.
Roadside assistance if the vehicle has broken down in the UK, Guernsey, Jersey or the Isle of Man.
RAC Full UK Breakdown – £83.99 per annum Free vehicle repair at the roadside and if they can’t fix your vehicle it will be recovered to a destination of your choice.
No Call out charges.
Roadside assistance if the vehicle has broken down in the UK, Guernsey, Jersey or the Isle of Man.
Replacement car hire, alternative transport costs or hotel accommodation will be provided if your vehicle cannot be repaired at the roadside.
RAC Full UK & EU Breakdown – £105.99 per annum Assistance at the roadside by a local breakdown company or garage.
If the vehicle cannot be repaired at the roadside it will be recovered to the nearest garage.
Up to 14 day hire car (£125 per day and max £1500) If broken-down in Europe.
Vehicle transported back to the UK, prodicing the repatriation cost is less than the market value of the vehicle.
Standard policy exclusions apply, full details are available in the policy documents.
Keycover
“Where are my keys?…”
With GoSkippy Key cover, for £16.99 per annum you will never have to worry about misplacing your keys again.
Key cover provides a key fob, and any keys attached to the key fob will be covered such as vehicle keys (including reprogramming of immobilizers and alarms), home and office keys (including security keys and safes).
If your keys are stolen, lost, or become broken, or where your keys are locked in denying access to your property, you will be reimbursed the cost of gaining access and/or reimbursement for replacement keys, repair, or replacement of the damaged locks.
If you become stranded due to theft or loss of keys, away from home, you are entitled to up to £75.00 per day inclusive of VAT for vehicle hire, for up to 3 days.
You will be covered for up to £500 per claim and no excess will be payable. Any claims made will not affect your No Claims Discount.
Standard policy exclusions apply, full details are available in the policy documents.
Misfuelling
In case you put the wrong fuel in….
If you accidentally put the wrong fuel in, for only £16.99 per annum a specialist roadside vehicle will attend and get you back on the road.
Your fuel tank will be drained and flushed at the roadside and replenished with 10 litres of the correct fuel.
If required, the specialist will recover you and up to 6 passengers to the nearest repair centre to drain and flush the fuel tank and replenish with 10 litres of the correct fuel.
Dedicated emergency help line.
Up to a maximum value of £250 per claim and a maximum number of 3 claims per annum, per vehicle.
Standard policy exclusions apply, full details are available in the policy documents.
Windscreen Cover
How much? It was only a little crack…
A cracked windscreen can not only be expensive, but can also be an MOT failure. You can cover your windscreen, and the other car windows for only £33.99 per annum. Best of all, it won’t affect your no claims bonus.
Repair or replacement of your Vehicle’s windows or windscreen glass due to breakage.
£100 excess payable for each claim, any claims made will not affect your No Claims Discount.
24/7 Helpline.
Included as standard with all our fully comprehensive policies.
Standard policy exclusions apply, full details are available in the policy documents.
Excess Protection
Sleep well at night knowing you are fully protected…
Having an accident can be a pain, then having to pay your excess can just add insult to injury. Our excess protection policy will enable you to claim back your compulsory excess to lessen the burden. We have two levels of cover to suit all budgets starting from £27.99 per annum.
You are covered for any claim for an amount equal to your compulsory excess, providing the compulsory excess is higher than the total claim.
XS protect £250 – Level of cover under this policy is up to £250 per annum.
XS protect £500 – Level of cover under this policy is up to £500 per annum.
Standard policy exclusions apply, full details are available in the policy documents.
Types of cover
What does Comprehensive insurance offer?
What does Third Party, Fire and Theft insurance offer?
We are always here to help
Our Car insurance specialists will assist you with any insurance queries you may have.
To make it more convenient for you, you can talk to our friendly customer service team online! We have live chat on our website, so you don’t always have to pick up the phone. You can also talk to the team via our social media pages linked below:
Prefer to find the answers yourself? Visit our Self Help service by clicking the icon to the bottom-right of this website.
Still need help? Give us a call and talk to one of our Car Insurance Experts by calling customer service on: 0344 840 6302
*Based upon our lowest paid premiums from 31st Oct’ 16 to 31st May 17.