Never heard of us? We are actually one of the fastest growing brokers in the UK.
What does this mean for you?
This means that you can choose GoSkippy with confidence. Our user-friendly website makes it easy for you to get cheap car insurance quotes online. Over 280,000 people already trust us with their car insurance because we are both affordable and reliable. We also bring you excellent customer service and a large choice of optional extras.
GoSkippy offers car insurance with a number of policy options to suit a variety of customers and budgets. We offer comprehensive and third party, fire and theft cover. Compare car insurance quotes with GoSkippy today, or to find out what cover will suit you best, click here to read more.
5* Expert Ratings!
Our products have been designed to blend both affordability and product excellence. As a result we are proud to confirm that our Southern Rock and Watford car insurance policies are 5-star Defaqto rated.
Why choose GoSkippy Car Insurance?
GoSkippy provides you with cheap car insurance in addition to giving you the choice to personalise your cover.
We have a large selection of Insurance Add ons such as RAC breakdown cover and legal protection, so we can build the complete package for your requirements.
24/7 policy access
Take control of your insurance, visit GoSkippy website and log into your Online Customer Portal, which can be accessed 24/7. Here you can make changes to your cover, request and send documents and have peace of mind that your cover is up to date.
If you are short for time, we have a excellent ‘self-help’ service where you can find answers to your questions without having to pick up the phone.
Online customer service
Find help through our social media sites, we have a team of our customer service agents who are ready and waiting to help you with your policy.
Take out your Car Insurance quote today from as little as £128.08 per year*
What Do I Need To Get A Car Insurance Quote?
We understand that getting a car insurance quote can sometimes be quite stressful, however here at GoSkippy we have made it quick and easy for you to get a quote. You can receive a quote direct online, alternatively you can give us a call.
To help you prepare for purchasing your insurance, we have listed the information you will need to hand when you start your insurance quote:
1.Your Car details
We will need to know some information about your car. If you know your registration then our system will automatically fill in the majority of the car details for you. Do not panic if you do not know your car registration, just select ‘I don’t know my registration number’ and you will just need to enter the make, model and the year it was made manually and we will do the rest for you.
2. Driver information
As well as your car details, we will request some personal information about all drivers on the policy, including names, date of birth and driving licence details. We will also need to be aware of any motoring claims or penalty points you or your name drivers may have. We will ask for details of any claims or motoring within the last 3 years and motoring convictions within the last 5 years.
3. Your no claims discount
We want to help you reduce the cost of your car insurance, so be sure to enter your correct amount of no claims discount you have earned. Your no claims discount is based on the amount of years have been driving with zero claims. The higher your no claims discount is, the better premium you will receive. You should be able to find this on your previous insurers policy documents.
4. Your policy start date
It is important that we know when you would like your policy to start. Please have this in mind when starting your quote. An incorrect start date may affect your premium.
Our Happy Customers
Don’t just take our word for it
Frequently asked questions
What is car insurance?
Car insurance is a legal requirement. Depending on your level of cover, car insurance can pay out if you are involved in a motor accident, your vehicle is damaged or stolen. Third Party Insurance is the legal minimum level of cover.
What is a car insurance excess?
An excess is the amount you are required to pay towards any claims you make on your policy. Usually this is made up of two parts; compulsory and voluntary excess. If the accident is determined as non-fault, you may receive the excess back. We offer excess protection cover which you can add to your policy, read more here.
What is a NCD?
Your No Claims Bonus/Discount is the number of years in which you have had insurance cover and have not made a claim on your policy. The more years NCD you have the bigger the discount you will receive from your insurance premium. We also offer NCD protection which you can choose to add on to your policy, which means that if there was a claim made on your policy, you may not lose any of your years NCD.
Will GoSkippy match competitors price?
We try to provide our customers with the best possible prices which means our best price is always displayed online so hopefully we don’t need to price match.
Can I drive other cars whilst on third party only cover?
Only if you have Driving Other Cars cover, this will be clearly stated on your certificate of insurance and you should check first to ensure you don’t drive without insurance. This cover is not available with our commercial vehicle insurance policies.
Do I have to tell you about previous conviction(s) and offence(s)?
Yes. It is important to let your insurer know of any convictions when taking out or renewing a policy to ensure you are paying a premium based on the correct details. If we don’t hold the correct information you may have problems at claim stage, for example your policy may be declared void or you may be paid less for a claim to make up for the fact you were not paying the correct premium. You can do this easily by contacting our customer services team.
Do you accept foreign licences?
It is your responsibility to ensure that you hold the correct entitlement to drive the insured car. We do not accept international or any other type of foreign licences. Tip: If in doubt, please check with the DVLA and/or equivalent organisation from the country of origin.
What should I do in the event of an accident?
- You can report you claim online quickly and easily or contact our Claims Team on 0344 840 9503
- Remain calm
- Don’t accept liability
- Exchange details with the other party (including names, phone numbers and address, make, model and registration number of the vehicle, and details of their insurance company).
- Take down details of any witnesses or police officers that attended the scene
- Take photos if you can
- Send us any documentation you receive to do with the accident
Do I have to inform you if I am going to Europe on holiday, do I need a green card? Also, do I need to pay for cover abroad?
It’s best to contact us if you plan on travel abroad so we can confirm that you have the correct cover for the countries you are visiting. If you are travelling in the EU you currently do not need a Green Card to travel as listed in the EU Motor Insurance Directive.
Have more questions about car insurance? Visit our FAQ’s
Car Insurance Optional Extras (Add Ons)
GoSkippy make is easy for you to upgrade your Car insurance with a range of add ons including Legal Expenses, RAC breakdown cover, Misfuelling, Windscreen cover, Key cover, Excess Protection and Replacement Vehicle cover.
Replacement Vehicle Cover
Don’t leave yourself stranded at the roadside… With GoSkippy breakdown cover you will receive RAC roadside assistance 24 hours a day 365 days a year. RAC breakdown patrols fix four out of five vehicles at the roadside, within an average of 30 minutes. And their patrols carry over 500 parts and tools, including a universal spare wheel, to get you moving again. RAC Roadside & Recovery – £58.99 per annum Free vehicle repair at the roadside and if they can’t fix your vehicle it will be recovered to a destination of your choice, providing you are more than ¼ of a mile from your home. No Call out charges. Roadside assistance if the vehicle has broken down in the UK, Guernsey, Jersey or the Isle of Man. RAC Full UK Breakdown – £92.99 per annum Free vehicle repair at the roadside and if they can’t fix your vehicle it will be recovered to a destination of your choice. No Call out charges. Roadside assistance if the vehicle has broken down in the UK, Guernsey, Jersey or the Isle of Man. Replacement car hire, alternative transport costs or hotel accommodation will be provided if your vehicle cannot be repaired at the roadside. RAC Full UK & EU Breakdown – £118.99 per annum Assistance at the roadside by a local breakdown company or garage. If the vehicle cannot be repaired at the roadside it will be recovered to the nearest garage. Up to 14 day hire car (£125 per day and max £1500) If broken-down in Europe. Vehicle transported back to the UK, prodicing the repatriation cost is less than the market value of the vehicle. Standard policy exclusions apply, full details are available in the policy documents.
Types of cover
What does Comprehensive insurance offer?
What does Third Party, Fire and Theft insurance offer?
We are always here to help
Our Car insurance specialists will assist you with any insurance queries you may have.
To make it more convenient for you, you can talk to our friendly customer service team online! We have live chat on our website, so you don’t always have to pick up the phone. You can also talk to the team via our social media pages linked below:
Prefer to find the answers yourself? Visit our Self Help service by clicking the icon to the bottom-right of this website.
Still need help? Give us a call and talk to one of our Car Insurance Experts by calling customer service on: 0344 840 6302
*Based upon our lowest paid premiums from 31st Oct’ 16 to 31st May 17.