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Car Insurance
GoSkippy is a UK insurance broker. That means we offer you the most competitive quote we can find to suit your needs.
660,000 people already trust us with their car insurance. This means that you can choose your car insurance with confidence.
We have a fantastic customer service team; talk to our insurance experts online on live chat or call on: 0344 840 6302. Compare car insurance quotes with GoSkippy today.
The cheapest way to get a quote from us is online. There is a small admin fee of £20 to purchase a policy over the phone, which will be added to the annual policy arrangement fee.
Our products blend both affordability and product excellence. We are proud that our Fully Comprehensive car insurance polices are 5-star Defaqto rated.
*Based upon our lowest paid premiums in March 2025.
*Fully Comprehensive policies only.
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Types of Car Cover
What can Car Insurance cover?
We offer three different levels of insurance and the option to add on additional features for extra protection. You can choose from the following:
Is the highest level of cover available. It gives you the same features as TPFT, plus damage to your car, whether the accident was your fault or not. This includes any vandalism damage, theft, fire and accidental damage. Without fully comprehensive cover you are at risk of having to pay for any repairs yourself. It gives you that added level of protection and peace of mind.
Offers slightly more than the legal minimum level of cover. TPFT gives you everything you get with third party only. It also covers fire damage to your car, or damage because of a theft or attempted theft of your car. You are not covered for damaged to your own car in the event of an accident that was your fault.
This is the most basic cover you can buy, legally. It means your legal liability to third parties is covered, including damage to their vehicle or compensation for injuries sustained if the accident was your fault. If your car is damaged in any way, this isn’t covered.
Read what some of our 660,000 customers have to say about GoSkippy Insurance
Car Insurance optional extras
GoSkippy makes it easy for you to upgrade your car insurance with a range of add-ons.
Roadside & Recovery
– From £31.99 per year on all products
Cover if your vehicle breaks down over a ¼ of a mile from your home, plus if a vehicle can’t be repaired, recovery of your vehicle and passengers to the nearest garage, or any destination in the UK.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK Breakdown
– From £78.99 per year on all products
Cover if your vehicle breaks down at home or away within the UK, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK & EU Breakdown
– From £99.99 per year on all products
Cover if your vehicle breaks down at home or away in the UK, and 50 countries and their offshore islands in continental Europe, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Legal Expenses Cover
– £25.99 per year
Would you like expert legal support and peace of mind with £100,00 worth of legal help if you’re involved in an accident that wasn’t your fault?
- £100,000 worth of legal help to recover excesses or expenses following an accident where the other driver is at fault.
- Covers cost to pursue damages if another driver caused you injury or death.
- Legal help to defend against prosecution if you have committed a driving offence (exclusions apply).
- To pursue or defend a legal action about a dispute over a contract for buying or selling the vehicle itself, or any related goods or services.
Find more information here.
Motor Personal Injury
& Accidental Death
– £26.00 per year
Would you like to cover yourself and passengers up to £30,000 with Personal Accident Cover?
- Up to £30,000 payable if you, your Spouse, or Civil Partner, suffer accidental bodily injury, permanent disability, or accidental death when travelling in your car.
- If you are hospitalised as a result of an incident when travelling in your car, claim £100 for each day you are in hospital (max 30 days).
- Cover for fractured bones of up to £5,000, emergency dental treatment of up to £1,000, and any related physiotherapy or stress counselling. (Limits apply as per policy wording).
- Personal accident of up to £5,000, without hospital cover, is included on all cover levels except essentials. Please check your policy documents for details.
Find more information here.
Vehicle Assist Cover
– £33.99 per year
Your Insurance policy includes courtesy car cover, but would you like to upgrade and keep moving from A to B with enhanced cover which will provide a hire car if yours is stolen and written off?
- Get a replacement vehicle to keep you on the road and not reliant on public transport for up to 14 days.
- Get cover and keep moving if your vehicle becomes undrivable or written off (excluding breakdowns).
- Protect yourself and stay mobile if your car becomes stolen, vandalised, or damaged in an accident.
Find more information here.
We also offer Key Cover, Windscreen Cover and Excess Protection (£250 and £500)
Interested in adding these to your policy?
Compare our products
We offer a variety of products that offer a number of different benefits and additional products included as standard.
From our Essentials to our EV and Premier cover, there will be a great product to suit you!
Frequently asked questions
There are a few ways to do this. We have an easy to complete form, which captures all the required information, or you can email our cancellations team at: Cancellations@goskippy.com. If you prefer to speak to someone, just call us on 0344 840 6302 or visit our live chat.
We send out Renewal Invitations 21 Days before the end of your insurance policy to inform you that your policy is up for renewal. In this renewal invitation you will be quoted for the upcoming year. You then have a choice as to whether you would like to renew the policy or let it lapse. Sometimes polices will automatically renew, so act as soon as you get the renewal letter to make sure you have the cover you want.
Please contact us if you plan on travel abroad. This is so we can confirm that you have the correct cover for the countries you are visiting. If you are travelling in the EU you currently do not need a Green Card to travel.
Yes, we do offer EU cover. However, there will be some details which we will need to take from you if you plan to travel to Europe. You can contact us to discuss this further using our live chat or by calling us on 0344 840 6302.
Why use GoSkippy?
We are an insurance broker set up to bring you first class insurance at the most competitive prices.
Please note, the cheapest way to get a quote from us is online.
We’re an established UK broker
Affordable price
Quality cover
Top customer service
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