Van Insurance
Here at GoSkippy, we offer you cheap van insurance to fit your needs. Our wide range of cover can be competitive and suit many budgets.
We have a helpful customer service team, so chat to our van insurance experts on live chat or call on 0344 776 5308.
*Based upon our lowest paid premiums in March 2025.
What can Van Insurance cover?
We offer three different levels of insurance and the option to add on additional products for extra protection. You can choose from the following:
This cover insures against any accident that you may have. It includes all the features of the below two policies, and damage to your van when it’s unattended, such as vandalism or a hit and run.
Makes sure your legal liability to third parties is covered as with third party only, but with a few extra features. The cover also extends to fire damage to your vehicle, or damage because of theft or attempted theft of your van. It will not cover you for any other damage to your vehicle, you will have to pay for any repairs outside of the above yourself.
This is the most basic cover you can buy, legally. It means your legal liability to third parties is covered, including damage to their vehicle or compensation for injuries sustained if the accident was your fault. If your van is damaged in any way, this isn’t covered.
Read what some of our 660,000 customers have to say about GoSkippy Insurance
Van Insurance optional extras
Feel like you need some extra security? We have optional extras including:
Roadside & Recovery
– From £31.99 per year on all products
Cover if your vehicle breaks down over a ¼ of a mile from your home, plus if a vehicle can’t be repaired, recovery of your vehicle and passengers to the nearest garage, or any destination in the UK.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK Breakdown
– From £78.99 per year on all products
Cover if your vehicle breaks down at home or away within the UK, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK & EU Breakdown
– From £99.99 per year on all products
Cover if your vehicle breaks down at home or away in the UK, and 50 countries and their offshore islands in continental Europe, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Legal Expenses Cover
– £25.99 per year
Would you like expert legal support and peace of mind with £100,00 worth of legal help if you’re involved in an accident that wasn’t your fault?
- £100,000 worth of legal help to recover excesses or expenses following an accident where the other driver is at fault.
- Covers cost to pursue damages if another driver caused you injury or death.
- Legal help to defend against prosecution if you have committed a driving offence (exclusions apply).
- To pursue or defend a legal action about a dispute over a contract for buying or selling the vehicle itself, or any related goods or services.
Find more information here.
Motor Personal Injury
& Accidental Death
– £26.00 per year
Would you like to cover yourself and passengers up to £30,000 with Personal Accident Cover?
- Up to £30,000 payable if you, your Spouse, or Civil Partner, suffer accidental bodily injury, permanent disability, or accidental death when travelling in your car.
- If you are hospitalised as a result of an incident when travelling in your car, claim £100 for each day you are in hospital (max 30 days).
- Cover for fractured bones of up to £5,000, emergency dental treatment of up to £1,000, and any related physiotherapy or stress counselling. (Limits apply as per policy wording).
- Personal accident of up to £5,000, without hospital cover, is included on all cover levels except essentials. Please check your policy documents for details.
Find more information here.
Vehicle Assist
– £33.99 per year
Your Insurance policy includes courtesy car cover, but would you like to upgrade and keep moving from A to B with enhanced cover which will provide a hire car if yours is stolen and written off?
- Get a replacement vehicle to keep you on the road and not reliant on public transport for up to 14 days.
- Get cover and keep moving if your vehicle becomes undrivable or written off (excluding breakdowns).
- Protect yourself and stay mobile if your van becomes stolen, vandalised, or damaged in an accident.
Find more information here.
Key Cover
– £16.99 per year
From £16.99 per year, you’ll never have to worry about misplacing your keys again.
Find more information here.
We also offer Excess Protection (£250 and £500) and Commercial Vehicle Excess Protection (£1000, £750, £500, £300)
Interested in adding these to your policy?
Frequently asked questions
If your van is stolen, you will need to inform the police and get a crime reference number. You will then need to contact the relevant claims team. Please refer to your policy documents for the correct contact details. You can also complete a claim form online.
No, we currently do not offer Business Van Insurance.
Commercial insurance policies cover you when you use your van for business purposes. Please note, GoSkippy does not offer commercial van insurance cover.
You need private van insurance if you drive it for social reasons. Including family trips and going to the supermarket.
You can receive a van insurance quote direct. You can give us a call on 0344 776 5308 or find us on van insurance comparison sites. You will need the following information:
• Your van details
• Driver information
• No Claims Discount proof
• Your policy start date.
Who needs Van Insurance?
You need van insurance if you drive a van for social or personal reasons like family trips or going to the supermarket. If you use your van for work reasons, you’ll need commercial or business van insurance.
Why use GoSkippy?
We are an insurance broker set up to bring you first class insurance at the most competitive prices.
The cheapest way to get a quote from us is online.
We’re an established UK broker
Affordable price
Quality cover
Top customer service
Here to help
Did you know?You can view and validate documents by using your online portal.