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Administration Fees

We charge a fee at policy outset and a fee to administer any changes to your policy. We also charge a fee if your policy is cancelled. If you choose to pay by Direct Debit we will charge a Direct Debit set up fee. All fees charged are as follows:

Annual policy arrangement fee

The fee payable will be dependent on the insurer who the business is being placed with. The fee is calculated as a percentage of insurer calculated premium and the result of individual risk calculations based on information provided by you in your quotation for a policy. Upon request, the monetary amount of any such fee will be disclosed to you prior to you purchasing/renewing the policy.

Car Insurance: General Administration

The below administration fees apply to our car insurance policies:

  • Mid-term adjustments prior to inception: £25.00
  • Mid-term adjustments after inception: £50.00
  • Direct Debit arrangement: For policies that started or have a renewal date before 15th July 2023 this charge is £50
  • Direct Debit arrangement: For policies that started or have a renewal date from 15th July 2023 and prior to 29th March 2024 this charge is £25
  • Direct Debit arrangement: For policies that started or have a renewal date on or after 29th March 2024 this charge is £0
  • Cancellation Charge prior to inception: £25.00
  • Cancellation Charge up to 14 days: £35.00
  • Cancellation Charge after 14 days: £75.00

Van Insurance: General Administration

The below administration fees apply to our van insurance policies:

  • Mid-term adjustments prior to inception: £25.00
  • Mid-term adjustments after inception: £50.00
  • Direct Debit arrangement: For policies that started or have a renewal date before 15th July 2023 this charge is £50
  • Direct Debit arrangement: For policies that started or have a renewal date from 15th July 2023 and prior to 29th March 2024 this charge is £25
  • Direct Debit arrangement: For policies that started or have a renewal date on or after 29th March 2024 this charge is £0
  • Cancellation Charge prior to inception: £25.00
  • Cancellation Charge up to 14 days: £35.00
  • Cancellation Charge after 14 days: £75.00

Home Insurance: General Administration

The below administration fees apply to our home insurance policies:

  • Mid-term adjustments prior to inception: £20.00
  • Mid-term adjustments after inception: £20.00
  • Direct Debit arrangement: For policies that started or have a renewal date prior to 29th March 2024 this charge is £10
  • Direct Debit arrangement: For policies that started or have a renewal date on or after 29th March 2024 this charge is £0
  • Cancellation Charge prior to inception: £20.00
  • Cancellation Charge up to 14 days: £20.00
  • Cancellation Charge after 14 days: £50.00

Bike Insurance: General Administration

The below administration fees apply to our bike insurance policies:

  • Mid-term adjustments prior to inception: £20.00
  • Mid-term adjustments after inception: £20.00
  • Direct Debit arrangement: For policies that started or have a renewal date prior to 29th March 2024 this charge is £10
  • Direct Debit arrangement: For policies that started or have a renewal date on or after 29th March 2024 this charge is £0
  • Cancellation Charge prior to inception: £20.00
  • Cancellation Charge up to 14 days: £20.00
  • Cancellation Charge after 14 days: £50.00
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