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Motorbike Insurance

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What can Motorbike Insurance cover?

We have three levels of insurance cover for your bike:

Fully comprehensive cover icon
Fully Comprehensive

Gives you the same cover as Third Party Fire and Theft, plus you’re covered for your vehicle and injuries in the event of an accident, whether it’s your fault or not. This includes damage caused to your bike when it’s unattended, such as a vandalism incident or a hit and run.

Third party, fire & theft icon
Third Party, Fire and Theft

Offers slightly more than the legal minimum level of cover. TPFT gives you everything you get with third party only. It also covers fire damage to your car, or damage because of a theft or attempted theft of your car. You are not covered for damaged to your own car in the event of an accident that was your fault.

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Third Party Only

This is the most basic cover you can buy, legally. It means your legal liability to third parties is covered, including damage to their vehicle or compensation for injuries sustained if the accident was your fault. If your car is damaged in any way, this isn’t covered.

Motorbike Insurance optional extras

Feel like you need some extra security? We have optional extras including:

Interested in adding these to your policy?

Frequently asked questions

Can I carry passengers?

We do offer pillion cover with some of our policies. If you are covered to carry pillions, it will be stated on your certificate of motor insurance. To find this you can log in to the portal.

How do I get bike Insurance?

You can receive a bike insurance quote directly through us online. You can also give us a call or find us on bike insurance comparison sites.

Getting a motorbike insurance quote doesn’t have to take all day. By ensuring you have the details of your motorbike, getting a quote and comparing bike insurance can take minutes. For a quote you will need;

1. Your bikes registration number as this will give us all the information we need to get you your quote. Don’t worry if you don’t know this, we have and “I don’t know my registration number” option. We can still find your bike if you have the make, model and year.

2. We will need information about you (the driver) and any other named driver. this includes date of birth and any previous claims/ convictions information.

3. If you have any years of NCD we will also want to know about this.

4. We will need you to let us know when you would like your cover to start.

My bike has modifications, can I still get cover?

This will depend on the modifications. Details of modifications will need to be referred to the insurer to confirm if they will cover the bike or not. Please make sure you mention any and all modifications to your vehicle at the time of taking out your insurance, or your policy may be void.

How much is motorbike insurance?

All motorbike insurance quotes are generated based on the individual policyholder and their motorbike. When taking out a quote, we will ask a series of questions to find out what type of cover you require, including the make and model of your bike, your driving history, and any previous claims or convictions. The quote generated will be the best price we can offer based on the information you have provided.

Who needs Motorbike Insurance?

Like car insurance, it’s a legal requirement to have motorbike insurance if you ride a motorcycle on a public road in the UK. Motorcycle insurance makes sure that if your bike is stolen, involved in an accident or damaged, you can recover the costs.

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How old do I have to be to ride a motorbike?

You are legally required to be at least 17 years old to ride a motorbike. You will first need to apply for a provisional driving licence, followed by passing a compulsory basic training course (CBT), a practical test and a theory test. You can then ride a light motorcycle up to 125cc For a full list of what types of motorcycles you can drive at what ages, head to the government website.

Why use GoSkippy?

We are an insurance broker set up to bring you first class insurance at the most competitive prices.

Please note, the cheapest way to get a quote from us is online.

We’re an established UK broker icon

We’re an established UK broker

Affordable price icon

Affordable price

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Quality cover

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Top customer service