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Electric Vehicle Insurance
Our friendly website makes it easy for you to get car insurance quotes that cover electric and hybrid vehicles. 660,000 people are already insured with us, because we are affordable and reliable. This means you can choose GoSkippy car insurance with confidence.
We also bring you excellent customer service and a large choice of optional extras at the most competitive quotes. We suit a variety of customers and budgets. We offer comprehensive and third-party, fire and theft cover. You’ll also find us on top insurance comparison sites.
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Types of cover
What does EV Insurance Include?
GoSkippy cover is 5* Defaqto rated and our EV cover has all the benefits of our standard policy but also includes:
- Cover for your EV charging cable
- Battery and wall box
- Access to ZoomEV’s* bundle, so you can feel like a true EV VIP
*You will need to register for ZoomEV access. You will receive the details for this via email the day after the start date of your policy.
Read what some of our 660,000 customers have to say about GoSkippy Insurance
EV Insurance optional extras
GoSkippy makes it easy for you to upgrade your electric car insurance with a range of add-ons.
Roadside & Recovery
– From £31.99 per year on all products
Cover if your vehicle breaks down over a ¼ of a mile from your home, plus if a vehicle can’t be repaired, recovery of your vehicle and passengers to the nearest garage, or any destination in the UK.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK Breakdown
– From £78.99 per year on all products
Cover if your vehicle breaks down at home or away within the UK, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK & EU Breakdown
– From £99.99 per year on all products
Cover if your vehicle breaks down at home or away in the UK, and 50 countries and their offshore islands in continental Europe, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Legal Expenses Cover
– £25.99 per year
Would you like expert legal support and peace of mind with £100,00 worth of legal help if you’re involved in an accident that wasn’t your fault?
- £100,000 worth of legal help to recover excesses or expenses following an accident where the other driver is at fault.
- Covers cost to pursue damages if another driver caused you injury or death.
- Legal help to defend against prosecution if you have committed a driving offence (exclusions apply).
- To pursue or defend a legal action about a dispute over a contract for buying or selling the vehicle itself, or any related goods or services.
Find more information here.
Motor Personal Injury
& Accidental Death
– £26.00 per year
Would you like to cover yourself and passengers up to £30,000 with Personal Accident Cover?
- Up to £30,000 payable if you, your Spouse, or Civil Partner, suffer accidental bodily injury, permanent disability, or accidental death when travelling in your car.
- If you are hospitalised as a result of an incident when travelling in your car, claim £100 for each day you are in hospital (max 30 days).
- Cover for fractured bones of up to £5,000, emergency dental treatment of up to £1,000, and any related physiotherapy or stress counselling. (Limits apply as per policy wording).
- Personal accident of up to £5,000, without hospital cover, is included on all cover levels except essentials. Please check your policy documents for details.
Find more information here.
Vehicle Assist Cover
– £33.99 per year
Your Insurance policy includes courtesy car cover, but would you like to upgrade and keep moving from A to B with enhanced cover which will provide a hire car if yours is stolen and written off?
- Get a replacement vehicle to keep you on the road and not reliant on public transport for up to 14 days.
- Get cover and keep moving if your vehicle becomes undrivable or written off (excluding breakdowns).
- Protect yourself and stay mobile if your car becomes stolen, vandalised, or damaged in an accident.
Find more information here.
We also offer Key Cover, Windscreen Cover and Excess Protection (£250 and £500)
Interested in adding these to your policy?
Who needs Electric Vehicle Insurance?
We offer a variety of products that offer a number of different benefits and additional products included as standard.
From our Essentials to our EV and Premier cover, there will be a great product to suit you!
Frequently asked questions
No. A standard car insurance policy can be sufficient to cover you for taking your Electric Vehicle (EV) out on the road, as the risk factors involved in driving an EV can be the same as driving a non-EV. While it is not compulsory to have specialist insurance for electric vehicles, it will cover you for some specific features of an EV. GoSkippy’s EV cover offers coverage for EV-specific items such as, your EV charging cable, your EV battery and wall box.
GoSkippy car insurance cover is 5 star Defaqto rated, and our EV cover has all the benefits of our standard policy but also includes:
- Cover for your EV charging cable,
- Battery and wall box.
- Access to ZoomEV’s* bundle, so you can feel like a true EV VIP.
*You will need to register for ZoomEV access. You will receive the details for this via email the day after the start date of your policy.
While GoSkippy EV cover provides all the benefits of our standard policy plus the EV extras, it does not come with roadside breakdown cover, legal expenses cover, personal injury and accidental death cover or vehicle assist replacement vehicle cover. You can add these on to your policy as optional extras.
The GoSkippy EV Benefits Bundle connects you to discounts on the essential services you need to run your EV in your first year of ownership. You’ll be given access to 12 months of EV Benefits as part of your GoSkippy EV Insurance.
- Public charging: Offers on public charging across the UK with leading charging providers.
- Home Charger Discounts: For people with off-street parking, home charging is the easiest way to stay fully charged. Home charging options are compatible with all EVs, include warranties and have payment plans available.
- EV Parking Discounts: Discount on nationwide parking with many locations fitted with EV charging points.
- Home Energy: Access to green cost-effective energy plans available for EV drivers.
- Charger Sharing: A community-led solution which helps people without a home charger to charge conveniently.
You can find out more about the ZoomEv Package here. The Benefits in the Bundle last for 12 months from the time you subscribe.
For the ins and outs of our EV Benefits Bundle, read Zoom’s full Terms and conditions here.
If you need help signing up to the Bundle, call the Zoom EV team on 01565 818 606.
Bundle Benefits:
The GoSkippy EV Benefits Bundle connects you to discounts on the essential services you need to run your EV in your first year of ownership. You’ll be given access to 12 months of EV Benefits as part of your GoSkippy EV Insurance.
Public Charging :
Offers on public charging across the UK with leading charging providers.
Home Charger Discounts :
For people with off-street parking, home charging is the easiest way to stay fully charged. Home charging options are compatible with all EVs, include warranties and have payment plans available.
EV Parking Discounts :
Discount on nationwide parking with many locations fitted with EV charging points.
Home Energy :
Access to green cost-effective energy plans available for EV drivers.
Charger Sharing :
A community-led solution which helps people without a home charger to charge conveniently.
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