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Motorbike Insurance
We understand that some customers like to compare motorbike insurance quotes online. We offer motorbike insurance to suit your needs at a competitive price. We have a helpful customer service team, so chat to our bike insurance experts on 0344 776 5748.
*Based upon our lowest paid premiums in March 2025.
What can Motorbike Insurance cover?
We have three levels of insurance cover for your bike:
Gives you the same cover as Third Party Fire and Theft, plus you’re covered for your vehicle and injuries in the event of an accident, whether it’s your fault or not. This includes damage caused to your bike when it’s unattended, such as a vandalism incident or a hit and run.
Offers slightly more than the legal minimum level of cover. TPFT gives you everything you get with third party only. It also covers fire damage to your car, or damage because of a theft or attempted theft of your car. You are not covered for damaged to your own car in the event of an accident that was your fault.
This is the most basic cover you can buy, legally. It means your legal liability to third parties is covered, including damage to their vehicle or compensation for injuries sustained if the accident was your fault. If your car is damaged in any way, this isn’t covered.
Read what some of our 660,000 customers have to say about GoSkippy Insurance
Motorbike Insurance optional extras
Feel like you need some extra security? We have optional extras including:
Roadside & Recovery
– From £31.99 per year on all products
Cover if your vehicle breaks down over a ¼ of a mile from your home, plus if a vehicle can’t be repaired, recovery of your vehicle and passengers to the nearest garage, or any destination in the UK.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK Breakdown
– From £78.99 per year on all products
Cover if your vehicle breaks down at home or away within the UK, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Full UK & EU Breakdown
– From £99.99 per year on all products
Cover if your vehicle breaks down at home or away in the UK, and 50 countries and their offshore islands in continental Europe, and if your vehicle can’t be fixed, RAC will provide a courtesy car, hotel accommodation or alternative transport for you and your passengers.
- Unlimited call outs and no call out charges.
- RAC breakdown cover gives you unlimited labour time at the roadside if the vehicle can be fixed.
- The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home. Plus, the RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can’t be fixed at the roadside.
- If your vehicle needs a longer fix, choose between either Hire car, Alternative Transport, or Overnight Accommodation for you and your passengers.
- RAC will attend if your vehicle breaks down at home, or within a quarter mile of your home.
- Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
Find more information here.
Legal Expenses Cover
– £25.99 per year
Would you like expert legal support and peace of mind with £100,00 worth of legal help if you’re involved in an accident that wasn’t your fault?
- £100,000 worth of legal help to recover excesses or expenses following an accident where the other driver is at fault.
- Covers cost to pursue damages if another driver caused you injury or death.
- Legal help to defend against prosecution if you have committed a driving offence (exclusions apply).
- To pursue or defend a legal action about a dispute over a contract for buying or selling the vehicle itself, or any related goods or services.
Find more information here.
Motor Personal Injury
& Accidental Death
– £26.00 per year
Would you like to cover yourself and passengers up to £30,000 with Personal Accident Cover?
- Up to £30,000 payable if you, your Spouse, or Civil Partner, suffer accidental bodily injury, permanent disability, or accidental death when travelling on your motorbike.
- If you are hospitalised as a result of an incident when travelling on your motorbike, claim £100 for each day you are in hospital (max 30 days).
- Cover for fractured bones of up to £5,000, emergency dental treatment of up to £1,000, and any related physiotherapy or stress counselling. (Limits apply as per policy wording).
- Personal accident of up to £5,000, without hospital cover, is included on all cover levels except essentials. Please check your policy documents for details.
Find more information here.
Key Cover
– £16.99 per year
From £16.99 per year, you’ll never have to worry about misplacing your keys again.
Find more information here.
Helmet & Leather Cover
– £50.99 per year
Would you like your helmet and leathers to be covered in the event of a motorcycle accident?
- Damage to leather and non-leather protective clothing, helmets, boots, and gloves from a motorcycle accident.
- Maximum payout of £1,500 (Excess of £50 applies to all claims)
- Repair or replacement costs if damaged beyond repair.
- Coverage for up to 45 days outside the UK with motor insurance.
Find more information here.
Interested in adding these to your policy?
Frequently asked questions
We do offer pillion cover with some of our policies. If you are covered to carry pillions, it will be stated on your certificate of motor insurance. To find this you can log in to the portal.
You can receive a bike insurance quote directly through us online. You can also give us a call or find us on bike insurance comparison sites.
Getting a motorbike insurance quote doesn’t have to take all day. By ensuring you have the details of your motorbike, getting a quote and comparing bike insurance can take minutes. For a quote you will need;
1. Your bikes registration number as this will give us all the information we need to get you your quote. Don’t worry if you don’t know this, we have and “I don’t know my registration number” option. We can still find your bike if you have the make, model and year.
2. We will need information about you (the driver) and any other named driver. this includes date of birth and any previous claims/ convictions information.
3. If you have any years of NCD we will also want to know about this.
4. We will need you to let us know when you would like your cover to start.
This will depend on the modifications. Details of modifications will need to be referred to the insurer to confirm if they will cover the bike or not. Please make sure you mention any and all modifications to your vehicle at the time of taking out your insurance, or your policy may be void.
All motorbike insurance quotes are generated based on the individual policyholder and their motorbike. When taking out a quote, we will ask a series of questions to find out what type of cover you require, including the make and model of your bike, your driving history, and any previous claims or convictions. The quote generated will be the best price we can offer based on the information you have provided.
Who needs Motorbike Insurance?
Like car insurance, it’s a legal requirement to have motorbike insurance if you ride a motorcycle on a public road in the UK. Motorcycle insurance makes sure that if your bike is stolen, involved in an accident or damaged, you can recover the costs.
How old do I have to be to ride a motorbike?
You are legally required to be at least 17 years old to ride a motorbike. You will first need to apply for a provisional driving licence, followed by passing a compulsory basic training course (CBT), a practical test and a theory test. You can then ride a light motorcycle up to 125cc For a full list of what types of motorcycles you can drive at what ages, head to the government website.
Why use GoSkippy?
We are an insurance broker set up to bring you first class insurance at the most competitive prices.
Please note, the cheapest way to get a quote from us is online.
We’re an established UK broker
Affordable price
Quality cover
Top customer service
Here to help
Did you know?You can view and validate documents by using your online portal.
