You have the right to cancel your relationship with us, without giving any reason, within 14 days of receiving the policy documents or the start date of the policy, whichever is later. If you exercise your right to cancel during this initial period of cover, you will be entitled to a refund of premium paid provided cover has not yet commenced, that you have not made a claim, or a claim having been made against You. If cover has commenced i.e. mid-term, your refund will be subject to a deduction for the time you have been covered and for any costs incurred in issuing the Policy. Any payments for additional add ons are non-refundable.

Cancellation fees are as follows:

Cancellation Charge prior to inception £25.00

Cancellation Charge up to 14 days £35.00

For policies with a start date before 11/03/26, the cancellation fee is £75.00

For policies starting on or after 11/03/26, the cancellation fee is £50.00