Glossary of Terms

Any week in which your driving score is shown as an amber Driving Rating within the GoSkippy Connect app.

Where Apple smartphone users will download the GoSkippy Connect App.

Refers to the process of claiming any earned points within the last 7 days.

Connect (Telematics) is our online product name.

No wiring needed, you’ll receive a small Bluetooth enabled wedge device that sticks to your windscreen or dashboard and syncs to our GoSkippy Connect app. Throughout your policy, the wedge device will collect driving data to build your driving score.

Distracted driving events are generated from detecting phone usage, either directly, or from call status.

Information captured during each trip such as time of day, speed, braking, acceleration, phone use and cornering that is recorded and transmitted from the driver’s GoSkippy Connect App and Wedge Device, then processed to generate a Driving Score.

Term used to summarise how we will coach for a better driving score in the GoSkippy Connect app.

A colour-coded classification (Green, Amber, or Red) that indicates overall driving performance based on the calculated Driving Score.

A rating out of 100 that reflects overall driving performance, calculated from trip data such as time of day, speed, braking, acceleration, phone use and cornering.

Refers to the GoSkippy Connect app and the in app prompts that are generated based off of the customer’s Driving Ratings.

When a customer has banked enough points to redeem a reward through the GoSkippy Connect app.

Term defines when the customers policy will need to be immediately cancelled due to a extreme speeding event significantly above the applicable road speed limit.

Where Android smartphone users will download the GoSkippy Connect App.

Our smartphone application that serves as the primary interface for collecting and transmitting driving data for our GoSkippy Connect (Telematics) Car Insurance policy.

Any week in which your driving score is shown as a green Driving Rating within the GoSkippy Connect app.

When the GoSkippy wedge device has been installed in your vehicle, the GoSkippy Connect App has been installed and paired with your GoSkippy wedge device, and is transmitting data for your trips.

Interference or tampering with the wedge device, the GoSkippy Connect app, sending of data, or the accuracy of data.

When the GoSkippy wedge device has not been installed in your vehicle, the GoSkippy Connect App has not been installed and paired with your GoSkippy wedge device, or is not transmitting data for your trips. For example, this could be due to the settings such as Bluetooth or motion being switched off.

Refers to communications such as emails and text messages with important information for the policyholder.

Good driving earns points, the more points earned, the more rewards gained.

Refers to the process of redeeming/exchanging banked points for an eGift card in the GoSkippy Connect app.

Any week in which your driving score is shown as a red Driving Rating within the GoSkippy Connect app.

A safer driver is someone who consistently follows traffic laws, avoids risky behaviors, and makes responsible decisions to reduce the likelihood of accidents. This could be achieved via following speed limits, sensible braking and acceleration, no phone use, and smooth cornering.

The Smoothness sub-score of your driving monitors harsh braking, fast acceleration and how cautiously you approach corners.

Refers to each recorded journey on the GoSkippy Connect app.

The Usage sub-score measures how and when you use your car. Examples of usage could be time of day and length of journey.