If I've been named on another policy, am I entitled to any no claims discount?

If I’ve been named on another policy, am I entitled to any no claims discount?

19/12/2022

No. The no claims discount would be in the name of the policyholder rather than a named driver.

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Van
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Make changes like adding a driver, changing address, or upgrading cover*

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The table below sets out what fees are applicable if you choose to cancel your policy with us. The fees differ depending on when you cancel your policy. For full details regarding cancellation of your policy with us, please refer to our Terms of Business.

Please note some insurers also apply cancellation fees and charges - please ensure you review your policy wording before cancelling.

Fees included if cancelled	Before policy starts	Within 14 days of policy starting	After 14 days of policy starting
Cancellation fee	£25.00	£35.00	£75.00^‡
Policy arrangement fee	None	Pro-rata	No Refund
Number of days on cover	None	Pro-rata	Pro-rata amount
Full premium of any add-ons on policy exclusing RAC^*	None	None (Unless a claim has been made)	No Refund^*

Before policy starts

Cancellation fee	£25.00

Within 14 days of policy starting

Cancellation fee	£35.00
Policy arrangement fee	Pro-rata amount
Number of days on cover	Pro-rata amount
Full premium of any add-ons on policy excluding RAC^*	None (unless a claim has been made)

After 14 days of policy starting

Cancellation fee	£75.00^‡
Policy arrangement fee	No Refund
Number of days on cover	£50.00
Full premium of any add-ons on policy excluding RAC^*	None (unless a claim has been made)

^‡For policies with a start date before 11/03/26 the cancellation fee is £75.00 For policies starting on or after 11/03/26, the cancellation fee is £50.00.

^*RAC breakdown cover will be manually pro-rata'd less any commission

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