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Provisional Car Insurance
Car insurance can be expensive, especially for learner drivers who are on a provisional driving licence.
All insurance premiums are based on perceived levels of risk, and the risks on the road are greater for inexperienced drivers than for those with years of driving under their belts. The new driver is far more likely to make a misjudgement and have an accident; therefore they have to pay higher insurance premiums.
However there are certain ways to save money on provisional insurance and GoSkippy prides itself on having some of the cheapest deals around!
Small Car Insurance is Cheaper
The better a driver you are the larger and more powerful a car you are capable of handling, while the reverse is also true. If you are a new driver you will find it prohibitively expensive to insure a big, sporty car with fast acceleration. Choosing your car wisely is the first step to getting a great insurance quote. Provisional drivers should opt for a small car with no modifications and give themselves more chances of getting an affordable policy.
Consider Third Party Insurance
There are a few different levels of insurance cover plus certain optional extras which you may or may not think are useful. If you want the full cover then you should opt for comprehensive as this covers you for claims made by others as well as yourself. However you can save money by selecting the basic level of 3rd party only insurance which protects you against claims made by other people following an accident, including your liability for injury to others. In between the two in terms of cost is third-party fire and theft cover which also protects your vehicle against fire damage and theft. Insurance policies may offer extras such as legal expense cover and breakdown cover, which can be extremely valuable additions.
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Third Party Car Insurance
Provisional Driver Car Insurance
- Michael Caine bought his first car at the age of 35; it was a Rolls Royce and he couldn't even drive!
The Queen is the only person in Britain who can drive without a licence or registration on her car.