All our Products include:
- New car cover: If your car is a total loss following an accident, or if it is stolen and not recovered, you will be provided with a new car of the same make, model and specification (subject to policy terms).
- Vandalism promise: If your car is maliciously or deliberately damaged (vandalised) your No Claims Bonus will not be affected when making a claim (subject to policy terms).
- Repair guarantee: If your car is repaired by an approved repairer, any works are guaranteed for 5 years, and any parts fitted are guaranteed as per the manufacturer’s parts guarantee for the period you own your car.
- Damage and loss by fire and theft: You are covered for loss of or damage to your car caused by theft or attempted theft; and fire and lightning.
- Legal liability to 3rd parties: You are covered for legal liability for the death of or injury to any person, and damage to property, where the incident involves your vehicle (for full terms and exclusions please see your policy wording).
Additional features our Products include:
Essentials
GoSkippy Essentials offers our comprehensive car insurance policy. As a 3* Defaqto rated product it offers policy holders coverage, including a Courtesy car as well as Key cover.
Also included with GoSkippy Essentials:
- Courtesy car: A vehicle provided by your insurer whilst your car is being repaired by an approved repairer.
- EU travel: Comprehensive car cover for EU travel for any one trip of up to 30 days.
- Key cover: Cover for your car’s keys and replacement locks if your ignition keys are stolen.
- Windscreen cover: Cover for a broken or damaged windscreen or windows, and any bodywork scratches caused by them breaking.
- Personal accident cover: Provides a benefit should you, your spouse or civil partner be accidentally killed or injured whilst travelling in your car.
- Personal belongings cover: Cover for personal belongings in your car and lost or damaged by accident, fire or theft.
- Uninsured Driver Promise: If you make a claim where the other driver is uninsured, you won’t have to pay your excess or lose your No Claims Bonus.
- Overnight accommodation and transport: If you can’t continue your journey following an accident we’ll arrange and pay for your transport home, or overnight accommodation.
- Child seat cover: Cover for your children’s car seats or booster seats fitted in your car if it’s involved in an accident, fire, or theft.
- Medical expenses: If anyone in your car is injured in an accident involving your car, we’ll pay medical expenses.
- Audio equipment: Cover for loss of or damage to in-car audio, CB Radio, television, DVD, phone, games-console and electronic navigation equipment.
- Roadside breakdown cover: Cover if your vehicle breaks down in the UK away from your home address.
- Legal Expenses: 24/7 Legal Advice and insurance for legal costs for certain types of motor disputes.
Standard
Our 5* Defaqto rated standard product, including Windscreen cover.
Also included with GoSkippy Standard:
- Courtesy car: A vehicle provided by your insurer whilst your car is being repaired by an approved repairer.
- Windscreen cover: Cover for a broken or damaged windscreen or windows, and any bodywork scratches caused by them breaking.
- Personal accident cover: Provides a benefit should you, your spouse or civil partner be accidentally killed or injured whilst travelling in your car.
- EU Travel: Comprehensive car cover for EU travel for any one trip of up to 30 days.
- Key cover: Cover for your car’s keys and replacement locks if your ignition keys are stolen.
- Personal belongings cover: Cover for personal belongings in your car and lost or damaged by accident, fire or theft.
- Uninsured driver promise: If you make a claim where the other driver is uninsured, you won’t have to pay your excess or lose your No Claims Bonus.
- Overnight accommodation and transport: If you can’t continue your journey following an accident we’ll arrange and pay for your transport home, or overnight accommodation.
- Child seat cover: Cover for your children’s car seats or booster seats fitted in your car if it’s involved in an accident, fire, or theft.
- Medical expenses: If anyone in your car is injured in an accident involving your car, we’ll pay medical expenses.
- Audio equipment: Cover for loss of or damage to in-car audio, CB Radio, television, DVD, phone, games-console and electronic navigation equipment.
- Roadside breakdown cover: Cover if your vehicle breaks down in the UK away from your home address.
- Legal Expenses: 24/7 Legal Advice and insurance for legal costs for certain types of motor disputes.
*All these features are subject to policy terms and limits
Roadside
This is our 5* Defaqto rated standard product with the additional benefit of RAC Roadside breakdown cover. So in the unfortunate case that your vehicle breaks down, you’ll be covered.
Also included with GoSkippy Roadside:
- Roadside breakdown cover: Cover if your vehicle breaks down in the UK away from your home address. Recovery for you and up to seven passengers to a destination of your choice, up to 10 miles, if the RAC cannot repair the vehicle.
- Courtesy car: A vehicle provided by your insurer whilst your car is being repaired by an approved repairer.
- Windscreen cover: Cover for a broken or damaged windscreen or windows, and any bodywork scratches caused by them breaking.
- Personal accident cover: Provides a benefit should you, your spouse or civil partner be accidentally killed or injured whilst travelling in your car.
- EU Travel: Comprehensive car cover for EU travel for any one trip of up to 30 days.
- Key cover: Cover for your car’s keys and replacement locks if your ignition keys are stolen.
- Personal belongings cover: Cover for personal belongings in your car and lost or damaged by accident, fire or theft.
- Uninsured driver promise: If you make a claim where the other driver is uninsured, you won’t have to pay your excess or lose your No Claims Bonus.
- Overnight accommodation and transport: If you can’t continue your journey following an accident we’ll arrange and pay for your transport home, or overnight accommodation.
- Child seat cover: Cover for your children’s car seats or booster seats fitted in your car if it’s involved in an accident, fire, or theft.
- Medical expenses: If anyone in your car is injured in an accident involving your car, we’ll pay medical expenses.
- Audio equipment: Cover for loss of or damage to in-car audio, CB Radio, television, DVD, phone, games-console and electronic navigation equipment.
- Legal Expenses: 24/7 Legal Advice and insurance for legal costs for certain types of motor disputes.
*All of these features are subject to policy terms and limits
Premier
This is our 5* Defaqto rated standard product with the additional benefit of cover for Legal expenses as well as Breakdown cover.
Also included with GoSkippy Roadside:
- Courtesy car: A vehicle provided by your insurer whilst your car is being repaired by an approved repairer.
- EU travel: Comprehensive car cover for EU travel for any one trip of up to 30 days.
- Key cover: Cover for your car’s keys and replacement locks if your ignition keys are stolen.
- Windscreen cover: Cover for a broken or damaged windscreen or windows, and any bodywork scratches caused by them breaking.
- Personal accident cover: Provides a benefit should you, your spouse or civil partner be accidentally killed or injured whilst getting into, travelling in or getting out of your car.
- Personal belongings cover: Cover for personal belongings in your car and lost or damaged by accident, fire or theft.
- Uninsured driver promise: If you make a claim where the other driver is uninsured, you won’t have to pay your excess or lose your No Claims Bonus.
- Overnight accommodation and transport: If you can’t continue your journey following an accident we’ll arrange and pay for your transport home, or overnight accommodation.
- Child seat cover: Cover for your children’s car seats or booster seats fitted in your car if it’s involved in an accident, fire, or theft.
- Medical expenses: If anyone in your car is injured in an accident involving your car, we’ll pay medical expenses.
- Audio equipment: Cover for loss of or damage to in-car audio, CB Radio, television, DVD, phone, games-console and electronic navigation equipment.
- Roadside breakdown cover: Cover if your vehicle breaks down in the UK away from your home address. Recovery for you and up to seven passengers to a destination of your choice, up to 10 miles, if the RAC cannot repair the vehicle.
- Legal Expenses: 24/7 Legal Advice and insurance for legal costs for certain types of motor disputes.
*All these features are subject to policy terms and limits
*These are fully comprehensive products from Watford Insurance only. The Standard Tier is quoted via our panel of insurers and available on a Third Party Only, Third Party Fire and Theft and Comprehensive basis. The 5* standard cover Defaqto rating only applies for comprehensive Watford Policies.
Read what some of our 400,000 customers have to say
Who are GoSkippy?
We are an insurance broker set up to bring you first class insurance. We search a range of market leading insurers to find you the best deal. Please note, the best way to get a quote from us is online.
We’re an established UK broker
Affordable price
Quality cover
Top customer service
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