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Policy Documents

GoSkippy is committed to conducting business ethically and transparently. You can find all your insurance policy information here.

Policy Wording

All policy wordings are applicable for policies purchased prior the 8th February 2022. For any policies incepted after this date you will find the most up to date versions available in policy documents section of your secure portal. Click here for access.

Car Insurance Policy Documents

If you have trouble accessing your policy documents, or you would like a copy in a different format, please email: talk2us@goskippy.com

Policy Providers

Ageas

Document Title Applies From Download
Ageas - Private Car Insurance - Policy Wording 01/11/2020
Ageas - Private Car Insurance - Policy Wording 01/07/2020
Ageas - Private Car Insurance - IPID 01/09/2018

Aviva

Document Title Applies From Download
Aviva - Motor Insurance - IPID 18/11/2021
Aviva - Motor Insurance - Policy Wording 01/04/2021
Aviva - Motor Insurance - Policy Wording 17/02/2021
Aviva - Motor Insurance - IPID 01/04/2019
Aviva - Motor Insurance - IPID 14/12/2018
Aviva - Motor Insurance - Policy Wording 01/10/2018

Covea

Document Title Applies From Download
Covea - Comprehensive Cover - IPID 01/11/2020
Covea - Third Party Fire and Theft - IPID 01/11/2020
Covea - Motor Insurance - Policy Wording 01/08/2020
Covea - Comprehensive Cover - IPID 02/10/2018
Covea - Motor Insurance - Policy Wording 02/10/2018
Covea - Third Party Fire and Theft - IPID 02/10/2018

ERS

Document Title Applies From Download
ERS - Private Car Comprehensive Cover - IPID 01/03/2022
ERS - Private Car Insurance - Policy Wording 01/03/2022
ERS - Private Car Third Party Fire and Theft Cover - IPID 01/03/2022
ERS - Private Car Third Party Only Cover - IPID 01/03/2022

KGM

Document Title Applies From Download
KGM - Private Car Insurance - Policy Wording 01/01/2022
KGM - Private Car Comprehensive Cover - IPID 01/04/2020
KGM - Private Car Insurance - Policy Wording 01/04/2020
KGM - Private Car Third Party Fire and Theft - IPID 01/04/2020
KGM - Private Car Third Party Only - IPID 01/04/2020
KGM - Private Car Insurance - Policy Wording 16/09/2019
KGM - Private Car Comprehensive Cover - IPID 01/01/2019

Markerstudy

Document Title Applies From Download
Markerstudy - Comprehensive Cover - IPID 01/01/2022
Markerstudy - Third Party Fire and Theft Cover - IPID 01/01/2022
Markerstudy - Third Party Only Cover - IPID 01/01/2022
Markerstudy - Comprehensive Cover - IPID 01/07/2019
Markerstudy - Third Party Fire and Theft Cover - IPID 01/07/2019
Markerstudy - Third Party Only Cover - IPID 01/07/2019
Markerstudy - Private Car Insurance - Policy Wording 01/04/2019

Sabre

Document Title Applies From Download
Sabre - Motor Insurance - Policy Wording 01/03/2022
Sabre - Comprehensive Insurance - IPID 01/03/2021
Sabre - Motor Insurance - Policy Wording 01/03/2021
Sabre - Third Party Fire and Theft Insurance - IPID 01/03/2021
Sabre - Third Party Only Insurance - IPID 01/03/2021
Sabre - Comprehensive Insurance - IPID 01/03/2019
Sabre - Motor Insurance - Policy Wording 01/03/2019
Sabre - Third Party Fire and Theft Insurance - IPID 01/03/2019
Sabre - Third Party Only Insurance - IPID 01/03/2019

Southern Rock

Document Title Applies From Download
Southern Rock - Comprehensive Cover - IPID 04/05/2020
Southern Rock - Private Car Insurance - Key Facts 04/05/2020
Southern Rock - Private Car Insurance - Policy Wording 04/05/2020
Southern Rock - Third Party Fire and Theft - IPID 04/05/2020
Southern Rock - Third Party Only - IPID 04/05/2020
Southern Rock - Comprehensive Cover - IPID 11/12/2019
Southern Rock - Third Party Fire and Theft - IPID 11/12/2019
Southern Rock - Third Party Only - IPID 11/12/2019
Southern Rock - Private Car Insurance - Policy Wording 01/07/2019

Watford

Document Title Applies From Download
Watford - Comprehensive EV Cover - IPID 01/02/2023
Watford - Comprehensive Essentials Cover - IPID 01/02/2023
Watford - Comprehensive Premier Cover - IPID 01/02/2023
Watford - Comprehensive Roadside Cover - IPID 01/02/2023
Watford - Comprehensive Standard Cover - IPID 01/02/2023
Watford - Comprehensive EV Cover - IPID 10/01/2023
Watford - Comprehensive Essentials Cover - IPID 10/01/2023
Watford - Comprehensive Premier Cover - IPID 10/01/2023
Watford - Comprehensive Roadside Cover - IPID 10/01/2023
Watford - Comprehensive Standard Cover - IPID 10/01/2023
Watford - Comprehensive Cover - IPID 01/09/2021
Watford - Private Car Insurance - Policy Wording 01/09/2021
Watford - Third Party Fire and Theft - IPID 01/09/2021
Watford - Third Party Only - IPID 01/09/2021
Watford - Comprehensive Cover - IPID 05/01/2021
Watford - Private Car Insurance - Key Facts 05/01/2021
Watford - Private Car Insurance - Policy Wording 05/01/2021
Watford - Third Party Fire and Theft - IPID 05/01/2021
Watford - Third Party Only - IPID 05/01/2021
Watford - Comprehensive Cover - IPID 01/07/2020
Watford - Private Car Insurance - Policy Wording 01/07/2020
Watford - Third Party Fire and Theft - IPID 01/07/2020
Watford - Third Party Only - IPID 01/07/2020
Watford - Comprehensive Cover - IPID 04/05/2020
Watford - Private Car Insurance - Key Facts 04/05/2020
Watford - Private Car Insurance - Policy Wording 04/05/2020
Watford - Third Party Fire and Theft - IPID 04/05/2020
Watford - Comprehensive Cover - IPID 11/12/2019
Watford - Third Party Fire and Theft - IPID 11/12/2019
Watford - Private Car Insurance - Policy Wording 01/07/2019

XS Direct

Document Title Applies From Download
XS Direct - Motor Insurance - Policy Wording 01/01/2022
XS Direct - Motor Insurance - IPID 01/01/2021
XS Direct - Motor Insurance - Policy Wording 01/01/2021
XS Direct - Motor Insurance - Policy Wording 01/11/2018
XS Direct - Motor Insurance - IPID 01/10/2018

Optional Extensions

£250 Excess Protection

Document Title Applies From Download
£250 Excess Protection - Policy Wording 01/10/2020
£250 Excess Protection - IPID 01/10/2018

£500 Excess Protection

Document Title Applies From Download
£500 Excess Protection - Policy Wording 01/10/2020
£500 Excess Protection - IPID 01/10/2018

Key Cover

Document Title Applies From Download
Key Cover - Policy Wording 01/12/2021
Key Cover - IPID 01/10/2020

Misfuelling

Document Title Applies From Download
Misfuelling - IPID 01/10/2018
Misfuelling - Policy Wording 01/05/2018
Document Title Applies From Download
Motor Legal Expenses - IPID 04/05/2021
Motor Legal Expenses - Policy Wording 04/05/2021

Motor Personal Injury and Accidental Death

Document Title Applies From Download
Motor Personal Injury and Accidental Death - IPID 01/09/2019
Motor Personal Injury and Accidental Death - Policy Wording 01/09/2019

RAC Breakdown Cover At Home & Onward Travel

Document Title Applies From Download
RAC Breakdown Cover At Home & Onward Travel - IPID 01/07/2020
RAC Breakdown Cover At Home & Onward Travel - Policy Wording 01/07/2020
RAC Breakdown Cover At Home & Onward Travel - IPID 26/03/2019
RAC Breakdown Cover At Home & Onward Travel - Policy Wording 26/03/2019

RAC Breakdown Cover European Motoring Assistance

Document Title Applies From Download
RAC Breakdown Cover European Motoring Assistance - IPID 01/07/2020
RAC Breakdown Cover European Motoring Assistance - Policy Wording 01/07/2020
RAC Breakdown Cover European Motoring Assistance - IPID 26/03/2019
RAC Breakdown Cover European Motoring Assistance - Policy Wording 26/03/2019

RAC Breakdown Cover Roadside & Recovery

Document Title Applies From Download
RAC Breakdown Cover Roadside & Recovery - IPID 01/07/2020
RAC Breakdown Cover Roadside & Recovery - Policy Wording 01/07/2020
RAC Breakdown Cover Roadside & Recovery - IPID 26/03/2019
RAC Breakdown Cover Roadside & Recovery - Policy Wording 26/03/2019

RAC Roadside Breakdown Cover

Document Title Applies From Download
RAC Roadside Breakdown Cover - IPID 01/07/2020
RAC Roadside Breakdown Cover - Policy Wording 01/07/2020
RAC Roadside Breakdown Cover - Policy Wording 26/03/2019
RAC Roadside Breakdown Cover - IPID 01/10/2018

Vehicle Assist

Document Title Applies From Download
Vehicle Assist - Policy Wording 01/12/2020
Vehicle Assist - IPID 31/08/2020
Vehicle Assist - IPID 14/01/2019
Vehicle Assist - Policy Wording 14/01/2019

Windscreen Cover

Document Title Applies From Download
Windscreen Cover - Policy Wording 01/10/2020
Windscreen Cover - IPID 01/10/2018

Specialist Vehicles

Highway

Document Title Applies From Download
Highway - Campervan and Motorhome Insurance - Policy Wording 01/06/2018

KGM

Document Title Applies From Download
KGM - Campervan and Motorhome Insurance - Policy Wording 01/06/2018