NCD stands for ‘No Claims Discount’, sometimes called ‘No Claims Bonus’. Your NCD is the number of years in which you’ve had insurance cover and haven’t made a claim. The more years NCD you have, the bigger the discount you may receive from your insurance premium. We also offer NCD protection you can choose to add on to your policy. This means that if there was a claim made on your policy, you may not lose any of your NCD. You can contact us to arrange this, using our live chat or by calling us on 0344 840 6302.