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Why are some insurance prices higher than others?


You might have noticed on comparison websites, that you get different prices depending on the insurance company. This is because all insurers have different prices for things such as where you live, what car you own, your age etc. For example, if you live in a big city, your insurance may be more expensive than if you live in the countryside. This is because of the risks involved – the increased possibility of theft and busier roads in a city meaning more potential for accidents and so on. Differing prices can also reflect what’s included in your insurance cover. Check that your policy includes everything you need before agreeing to the terms.