We send out Renewal Invitation 21 Days before the end of your insurance policy to inform you that your policy is up for renewal. In this renewal invitation you will be quoted for the upcoming year. You then have a choice as to whether you would like to renew the policy or let it lapse. Depending on your particular insurer, sometimes policies will automatically renew, so act as soon as you get the renewal letter to make sure you have the cover you want.