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Why you need to report your accident as soon as you can


If you’ve been involved in a car accident you should report it to your insurer immediately, even if you don’t intend to make a claim yourself and regardless of fault.

Did you know that new legislation now states that if your insurer is unable to provide your signed statement within a 30 day period you will automatically be deemed to be at fault for the accident? This deadline applies in cases where a Personal Injury claim has been received.

This is especially important if there is any disagreement over who is at fault. The sooner you tell your insurer, the more time they will have to gather evidence and defend the claim on your behalf.

The other driver may submit a claim for personal injury. In this case, it is even more important to let your insurer know about the accident as they will only have 30 days to carry out investigations. If you are not to blame, you will need to put forward your version of events in the form of a signed statement.

POV short of someone taking a photo of a white car crashed into the back of a red car

The Somerset Bridge Limited Claims Team is available to support you 24/7 and you can speak to them by calling 0344 840 9503. If you have your policy details and incident details to hand, this will speed up the process. Don’t worry if you don’t – your address, car registration, etc. will be just as useful.

If easier, you can also report a claim via this link online. Here you can fill in the main details of the incident in a matter of minutes, and one of the Somerset Bridge Limited claims handlers will call you back as soon as possible.

If you’re not at fault you should still inform The Somerset Bridge Limited Claims Team so they can discuss your options and make sure you get the help you need.

To report an incident or make a claim call The Somerset Bridge Limited Claims Team on 0344 840 9503 immediately. You can also report a claim via our website.

Please Note, The Somerset Bridge Limited Claims Team manage claims for Southern Rock and Watford Insurance customers only. For non-Southern Rock and non-Watford Insurance policies, please visit How To Make A Claim – GoSkippy for more information on how to claim.

Want more protection? Find out how to get extra legal right here or get an insurance quote with Go Skippy