What is the difference between commercial van and private van use?

13/12/2022

Commercial insurance policies cover you when you use your van for business purposes. If you are unsure if you need commercial van cover, please give our van experts a call today on 0344 776 9390.

You need private van insurance if you drive it for social reasons. Including family trips and going to the supermarket.

Back to Helpful Articles Back to the top Arrow pointing up

Helpful articles

Greek flag over white and blue buildings overlooking the sea

View all articles

Skippy's Socials

Check out and follow our socials for monthly competitions and service updates

Facebook

Instagram

X (Twitter)

What can I do?

Fees included if cancelled	Before policy starts	Within 14 days of policy starting	After 14 days of policy starting
Cancellation fee	£25.00	£35.00	£75.00
Broker fee	None	Pro-rata	No Refund
Number of days on cover	None	Pro-rata	Pro-rata amount
Direct debit set up fee (If DD has been collected)	None	£45.00	£50.00
Full premium of any add-ons on policy exclusing RAC^**	None	None (Unless a claim has been made)	No Refund^**

Fees included if cancelled

None

£45.00

£50.00

None

None (Unless a claim has been made)

No Refund^**

Cancellation fee	£25.00

Cancellation fee	£35.00
Broker fee	Pro-rata amount
Number of days on cover	Pro-rata amount
Direct debit set up fee (If DD has been collected)	£45.00
Full premium of any add-ons on policy excluding RAC^**	None (unless a claim has been made)

£35.00

Pro-rata amount

£45.00

None (unless a claim has been made)

Cancellation fee	£75.00
Broker fee	No Refund
Number of days on cover	£50.00
Direct debit set up fee (If DD has been collected)	No Refund^**
Full premium of any add-ons on policy excluding RAC^**	None (unless a claim has been made)

£75.00

No Refund

£50.00

No Refund^**

None (unless a claim has been made)

What can I do?	Car	Van	Bike	Home
View your policy documents
Upload documents to validate your policy
Report a claim
Make changes like adding a driver, changing address, or upgrading cover*

Car
Van
Bike
Home

Car
Van
Bike
Home

Helpful articles

Your Ultimate Guide to the Greek Islands

How to Prepare Your Pet for a Stay in the Kennels or a Cattery

Protecting your home while on holiday

Is your passport valid?

Quiz – Do I need pet insurance?

Alabama Rot: The Dog Illness You Need to Look Out For

Skippy's Socials

Facebook

Instagram

X (Twitter)

Your Secure Online Portal

What can I do?

View your policy documents

Upload documents to validate your policy

Report a claim

Make changes like adding a driver, changing address, or upgrading cover*

Important information

Cancellation fees explained. Please read the following information before proceeding.

Before policy starts

Within 14 days of policy starting

After 14 days of policy starting