If you are looking for affordable and dependable insurance for your bike, GoSkippy is here to help. As one of the fastest growing insurance brokers in the UK, we have years of experience in the insurance industry and are able to offer you personalised insurance deals. When it comes to insurance groups, bikes are categorised according to their engine size. Below we look at the different bike insurance groups.
Bike Insurance for Mopeds and Scooters
Mopeds and scooters are in a class of their own. Smaller and more compact than other types of motorbikes, they are used predominantly by younger bikers or in busy city centres where traffic jams are a problem. A moped is classed as any bike with less than 50cc power, and a scooter is a bike with a specifically small sized design and frame.
As with any bike, having insurance for your moped or scooter is a legal requirement in the UK. GoSkippy offers a variety of insurance policies for you to choose from depending on your budget and how much cover you would require.
Bike Insurance for Small Bikes 125cc
Small bikes are considered to have engines between 50cc to about 250cc and fall into group 1 – 5. The make and model of the bike also plays a roll in how much it costs to insure your bike. For example, you may pay more for a vintage Vespa as the parts may be hard to come by, and it requires a specialist mechanic to repair.
Even though you ride a small dirt bike or a scooter you will need to have it insured. This is a legal requirement in the UK and the minimum amount of cover needed is third party only cover. If your bike remains secure in a locked garage and it is used only occasionally, this may be the best option for you.
If you are using your scooter to beat the daily commute and are driving in heavy traffic, you may want to consider more extensive cover or even comprehensive cover.
Bike Insurance for Medium Bikes 250cc
A medium sized bike with an engine size of between 250cc and 500cc would fall into group 5 – 10. Remember that there are a number of modifications you can make to your bike to improve its performance. This may also affect your insurance premium. Take into consideration though, that GoSkippy does make allowance on its policies for certain types of modifications that will not affect your premium.
Bike Insurance For Large Bikes 500-750+cc
Bikes in the 500-750cc range are larger, faster and more expensive than other bikes. For bikes like these it is recommended that you take out an all-inclusive and comprehensive insurance policy rather than risk having to pay for any repair or replacement costs yourself.
Comprehensive bike insurance from GoSkippy will cover you against all eventualities, including accident cover, theft, third-party liability and fire damage cover. Keep in mind that comprehensive bike insurance does have higher premiums than other insurance policies, but also provides you with the most coverage that money can buy.
We cover all major motorbike insurance policies, including Third Party Only – Third Party, Fire and Theft – and Comprehensive insurance to protect you against all eventualities. This includes covering you against the cost of repairs or even the replacement of your motorbike to offer you peace–of–mind whether you are a motorbike enthusiast or simply enjoy escaping for leisurely weekends.
Consider the range of add-on’s provided by GoSkippy, like cover for your accessories and even legal expenses cover.
GoSkippy is one of the leading providers of insurance, and provide great value-for-money motorbike insurance, and even offer a range of products to ensure that your bike accessories are also covered.
Contact us through our website and we will supply you with a free Bike, Scooter or Moped insurance quote.