What is Plasterers’ Insurance?
A Plasterers’ Insurance policy typically includes various types of cover, such as public liability insurance, employers’ liability insurance, and insurance for your tools and equipment.
A Plasterers’ Insurance policy should include:
Public liability insurance for plasterers forms an essential part of your policy.
This is the part of your plasterer business insurance that’ll protect you if a third-party (customer or member of the public) claims to have been injured, received damage to their property, or suffered a loss because of your negligence.
Without it, you’ll be personally liable for the cost of replacing or repairing damaged property, and paying for any related compensation claims and/or legal costs. Could you afford to do that out of your own pocket?
If you employ other people in your plastering company, even on a temporary or casual basis, you’re legally obliged to have employers’ liability insurance.
This will cover compensation and legal costs if an employee is injured during the course of their work for you.
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Plasterers’ Insurance optional extras
There are additional covers you can include on your Plasterers’ Insurance policy to offer you and your business greater protection*.
Personal accident insurance covers the injury or death of anyone on your policy, whether at work or elsewhere. It covers loss of earnings and medical costs.
If your construction company was faced with legal costs, for example, a client dispute, legal expense insurance will help to cover the costs involved.
*Limitations and exclusions apply to all these add ons
Who needs Plasterers’ Insurance?
If you work as a plasterer or dry liner, you’ll benefit from Plasterers’ Insurance.
As a plasterer, you work in and around other peoples’ property every day. With the correct policy in place, you’ll have peace of mind that your business is covered if an accident happens. Whether you work alone, as part of a team, or you run a plastering firm, we can create a bespoke policy to help protect you from the risks you’re exposed to.
Why use GoSkippy 4 Business?
We are an insurance broker with experience in this industry sector, established relationships with market-leading insurers whom we will use to find you the best deal we can offer.