What is Electricians’ Insurance?
An Electricians’ Insurance policy includes various types of cover, so as many aspects as possible of your business are protected from risk.
We’ve listed some of the key elements, below.
If you employ other people in your business, it is a legal requirement for you to hold employers’ liability insurance. Your employers’ liability insurance can cover compensation and legal costs should an employee be injured during their work.
Public liability insurance for electrical contractors could protect against the financial consequences of a third party claiming to have suffered an injury, loss, or damages because of your negligence.
We understand that your tools are critical to your business, and without them, you wouldn’t be able to earn a living. That’s why is crucial to get the right level of cover in place for your tools and equipment so that, should they be lost, stolen, or damaged, we can help to replace them and get you back to work as quickly as possible.
This will protect your business in case your professional advice or services cause a third party to suffer loss or damages.
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Electricians’ Insurance optional extras
Some of the additional cover we can arrange for your bespoke policy includes*:
Personal accident insurance covers the injury or death of anyone on your policy, whether at work or elsewhere. It covers loss of earnings and medical costs.
If your construction company was faced with legal costs, for example, a client dispute, legal expense insurance will help to cover the costs involved.
*Limitations and exclusions apply to all these add ons
Who needs Electricians’ Insurance?
If you work as an electrician or electrical contractor, it’s essential you have suitable electrical business insurance in place.
Whether you work as a sole trader for residential customers, you have a small business, our Electricians’ Insurance will help to make sure you’re protected.
Why use GoSkippy 4 Business?
We are an insurance broker with experience in this industry sector, established relationships with market-leading insurers whom we will use to find you the best deal we can offer.