Our Tradesmen Insurance products
Compare Tradesman Insurance with GoSkippy 4 Business
Tradesman Insurance or can seem overwhelming. We’re here to help you get the right type of cover, at a great price, for your business.
Whether you work alone or with your team, we’ll make sure you’re fully covered.
Call us on 0344 776 9390 or click the button below to get a bespoke policy quote.
What does Tradesman Insurance cover?
Tradesman Insurance covers risks that you face as a tradesperson, including:
Stolen or damaged work tools can be very expensive to replace and delay or stop you from working.
Having the right cover in place will help you to replace your tools quickly and minimise the disruption to your business.
Public liability insurance will protect you if a customer or member of the public makes a claim against you. This could be for financial losses or an injury they may have suffered due to negligence.
For example, if you accidentally damage your customer’s property during work, public liability insurance gives you peace of mind that the cost of compensation and legal fees is covered.
It’s not a legal requirement, but if you don’t have the correct insurance, you could miss out on work. Many local authorities make this a requirement of you working with them. Many trade associations won’t allow you to register with them without proof of a valid public liability policy either.
Professional indemnity insurance is to cover you if you give incorrect advice, commit negligence, or make mistakes that could cause your client a financial loss. We have a range of specialist policies, to suit a lot of trades. Our expert brokers can recommend the right cover to suit the needs or your business, including:
- Bricklayer Insurance
- Contractors All Works Insurance
- Electricians Insurance
- Plasterers Insurance
- Plumbers Insurance
Why use GoSkippy 4 Business to compare Tradesman Insurance?
GoSkippy 4 Business is an insurance broker set up to bring you first class insurance at the most competitive prices we can find. We search a range of market-leading insurers to find you the best deal to suit your needs and budget.
When you choose GoSkippy 4 Business for your Tradesman Insurance, you can be sure that you have the right cover for your needs.
Who needs Tradesman Insurance?
Anyone over 16, who is working as a professional in their field needs tradesperson insurance.
If you work in customers’ homes, your own home, or outside, this type of cover is for you.
The term ‘tradespeople’ can cover builders, decorators, carpenters, joiners, electricians, plumbers, cleaners, and hairdressers. This isn’t a limited list, so if you aren’t sure and you work for yourself, give us a call.
Is there anything else I need to consider with Tradesman Insurance?
Depending on the work you do, and your business set-up, we’ll create a tailored policy, so you get the right type of cover. We’ll also make sure you’re not paying for cover you don’t need.
Some of the extra cover we can arrange, includes:
- Contract works
- Hired in Plant
- Machinery and equipment
- Personal accident
- Employers’ liability insurance
There are some things that aren’t covered with Tradesman Insurance that we’ll make sure you’re aware of. These are called Exclusions on a policy. Typically, things that aren’t covered are depth and height restrictions, working abroad, and asbestos. This is the same with nearly every Tradesman Insurance provider. Don’t worry, call us for a chat and we’ll guide you through all you need to know.