What is Salon Insurance?
Hair and Beauty Insurance is a type of business insurance that ensures your livelihood is fully protected from the risks you’re exposed to in the line of your work.
It typically encompasses a variety of different elements of insurance all in one policy.
For those working in the health and beauty industry, there are some essential covers we recommend. These include:
If a treatment you perform on a client causes them an illness or injury, e.g. a burn or allergic reaction, you could be liable for a claim being made against you.
This insurance should cover the cost of compensation claims and pay your legal expenses. We understand that your insurance needs to cover a variety of different treatments you may offer. This can include cover for:
- Eyelash extensions
- Nail treatments
- Manicures or pedicures
- Hair extensions
- Makeup services
If you employ other people, even weekend staff, or an apprentice, you’re legally obliged to have employers’ liability (EL) insurance.
Should an employee be injured or fall ill during their work, your employers’ liability insurance will cover compensation and legal costs.
Salon Insurance optional extras
When searching for your insurance policy, we can add extra covers to your policy to make sure you have all the protection you need.
These can include*:
If you were faced with legal costs, for example, a dispute with a client, legal expense insurance will help to cover the costs involved.
Personal accident insurance covers the injury or death of anyone on your policy, whether at work or elsewhere. It covers loss of earnings and medical costs.
Interested in adding these to your policy?
*Limitations and exclusions apply to all these add-ons.
Who needs Salon Insurance?
Our friendly team of brokers create insurance policies for a range of different professions across the health and beauty industry, whether you are freelance or self-employed, including:
- Beauty therapists
- Nail technicians
- Makeup artists
Why use GoSkippy 4 Business?
We are an insurance broker with experience in this industry sector, established relationships with market-leading insurers whom we will use to find you the best deal we can offer. Whether you’re looking for beauty salon insurance, hair salon insurance, barber shop insurance or insurance for your business as a self-employed business, we can provide a tailored policy to suit your exact needs.